Frequently Asked Questions
For Medicare Planning!
About the Free & Nationally Recognized Medicare SmartStart Program™
Come On...FREE Medicare Help Not Trying To Sell Me Something!? Is This A Scam?
I’ll be the first to admit my FREE Medicare SmartStart Program might sound a little scammy and too good to be true. It might seem unbelievable that someone would still want to work for your best interest…especially in today’s untrusting world.
I’d simply challenge you to schedule a complimentary Medicare SmartStart Strategy Session with me to see for yourself. We can sit down to meet face-to-face, share your situation, and just see if you think my program is the right fit for you.
How Much Does The FREE Medicare SmartStart Program™ Cost?
I get this question a lot and it reminds me of Walt Disney World where many guests ask “What time is the 3 o’clock parade?” But what they really mean is, “When will the parade be coming by where I am sitting?”
So, to translate from above, here’s what I think most people mean: “HOW can the Medicare SmartStart Program be free? You can’t do all this work and not make money?”
Here’s my quick and simple answer…Of course I make money, but how?
The Medicare SmartStart Program™ was created in Western New York. Select agents across the country are allowed to certify and license the right to implement its use in their own area. I loved the program so much, I immediately certified and became the only agent able to implement it in Utah County.
My company is set up to be a 1099 independent contractor. There are no outside influences or conflicts of interests from the Insurance companies because I am contracted with all of the Medicare Insurance carriers in Utah. I choose to accept a fixed fee-for-service, which is set each year directly by the Centers for Medicare Services (CMS).
The Insurance Carriers pay me the same fixed-fee, irrelevant of how I help you, or which insurance plan I may help you compare and choose after our review and recommendations.
Said simply, by serving people better, I can make a bigger IMPACT. I do not have to meet any monthly sales quotas, so you can sleep soundly knowing I never allow myself to be bribed, bought-off, or bonused based on persuading or pushing you to pick one plan over the other.
I can actually provide better for my family by keeping things free to you, and focusing on over-delivering a better service and experience which exceeds your expectations, than providing a mediocre service to the masses. CLICK HERE To Schedule Your Complimentary Medicare SmartStart Strategy Session With Me.
What Makes The Medicare SmartStart Program™ Different From Other Options That Say They Talk About Medicare, Too?
For starters, I am a service-based company — NOT a sales-based company.
This means I have no affiliation with any Insurance Company, so you can trust that any conversation I have with you has no hidden incentive, no influence, and no conflict of interest…without question and without compromise.
And while everyone else, whether online, over-the-phone, or in-person, starts with “Let me show you our great coverage choices” (which is sales speak for here’s why you should buy our stuff), I do the complete opposite.
I start with a conversation about you and your unique needs. I want you to share your situation and help you understand the benefits you’re entitled to for all the money they’ve taken from your paycheck over the last 30 or 40 years.
Also, you need to be confident you know if Medicare even makes sense to sign up for at 65…OR…maybe it makes more sense to suspend and sign up later in life…and I will hold-you-by-the-hand to help you figure out all that fine print, plus put in place a protection plan to prevent paying a late penalty, fine or fee in the future.
The SOLE GOAL of the Medicare SmartStart Program™ is to take away all your fears and frustrations, so you can be confident you start Medicare smartly…by using the time-tested, step-by-step process others have relied on…giving you a safe, smart and successful way to make your move to Medicare simpler, easier, stress-free, and feel effortless — which is what you want and deserve! (Who would’ve thought a place like this could exist!?)
Will Signing Up For Medicare Take Forever? I'm Still Working And I Just Need To Get This Done And Over With Quickly!
Typically, when you sign up for Medicare the traditional way, it takes upwards of 3 months to complete the entire enrollment cycle. (1) fill out and file your forms, process your paperwork, approve your application and finally issue your Medicare ID.
It can be a lengthy, long amount of time to anxiously await, wondering and worrying if you did things correctly, on time and without error…
You’ll be happy to hear when you rely on my free Medicare SmartStart Program™, I understand the value of your time, and have designed and developed the entire 3-step process to make your move to Medicare as fast and painless as possible. In fact, our acceptance and approval time averages only 3-4 weeks, not the typical 3 months.
As a courtesy to those still working, I do offer convenient meeting times, including late afternoons or the occasional evening if necessary.
Can't I Just Do All This Medicare Stuff On My Own?
Absolutely.
And if you’re a do-it-yourselfer, and enjoy the challenge of figuring it all out then the Medicare SmartStart Program™ is NOT for you, so don’t schedule a session.
We get it. We aren’t right for everyone.
Our philosophy is, “we can’t help anyone who doesn’t want to be helped.”
If you are on the fence, the current program saves you over 20+ hours of valuable time filling out and filing your Medicare forms, so you can actually spend your time on things you enjoy most, like golfing, gardening, grandkids or maybe going to Disney…and avoid the one thing you don’t want to be spending any of your time on…Medicare.
Everyday It Seems Like I Am Getting Medicare Ads About "Attend A Medicare 101 Class," Stop Somewhere To "Simplify Medicare," Or To "Sign Up For A Virtual Medicare Seminar" ...Should I Trust Any Of Them?
If you have to ask, you probably already know the answer.
Here are my 3 tips. Use these questions if you are unsure how to proceed regarding any Medicare advertisement…
1. Will the person, or place, be compensated by the company they work for? (conflict of interest to their conversation).
2. Are they offering a planning service, or selling you something? (look for third-party educational material vs branded sales material trying to sell you something specific from a certain company).
3. What other services do they offer? It is my belief to have documented authority, credibility and expertise, you must be focused on a single niche, not mediocre at many. (as the saying goes “jack of all trades, master of none).
I Don't Have The Time Or The Desire To Deal With And Do Everything With Medicare Directly, So What's The Next Step To Have You Do It All For Me, Kristy?
It’s easy!
I’ve made a special scheduling page just for new participants who want to put the proven Medicare SmartStart Program™ to work for them. Just click the link below to get started for FREE…